‘Tis the Season to Save Money Save money and get free Christmas wallpapers online. (Photo via pagedooley, Flickr.com) Saving money is the biggest thing I have in mind for the holidays. I’m going to target anything and everything that can save me money this year. For instance, every year I would buy Christmas wallpaper. It doesn’t matter ...

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This is a guest post by Austin Frakt, a health economist and university professor. You can find more by Austin at The Incidental Economist, a blog about personal finance, economics, and health care, among other things. Budgeting is the cornerstone of personal finance. You can’t make a rational financial decision without knowing the state of your ...

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Try to negotiate good compensation Many consumers who are finding jobs are looking to find debt relief as soon as possible. One of the keys is to not only get a job, but to also negotiate a good compensation package. According to the Bureau of Labor Statistics, the unemployment rate rose to 10.2 percent in October. ...

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Yeah, you read that right. You should make the credit card companies pay for your holiday spending! (You thought I meant something else?) Since they offer juicy incentives to get you to switch to their credit card, take advantage of these loss-leaders and use the money to pay for your gifts. ...

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Are Payday Lenders Forcing Loans on People? <img class="size-full wp-image-56265" title="payday loans in Carrollton easy money" src="http://personalmoneystore.com/moneyblog/wp-content/uploads/2009/11/payday-loans-easy-money.jpg" alt="payday loans in Carrollton are a valuable tool if used properly. They aren't found money. (Photo: flickr.com)" width="300" height="200" />payday loans in Carrollton are a valuable tool if used properly. They aren't found money. (Photo: flickr.com) This is a question ...

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